You must be at least 18 years old and capable of forming a binding contract. By accessing or using our services, you represent and warrant that you meet these eligibility requirements.
Some features may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated.
You agree not to engage in any activity that may interfere with or disrupt the functioning of our services, or that may compromise its security. Prohibited activities include but are not limited to hacking, spamming, transmitting malware, or engaging in any illegal or unauthorized use of our services.
All content, materials, and intellectual property rights including text, graphics, logos, images, software, and trademarks, are owned by or licensed to us. You may not use, reproduce, distribute, or modify any content without our prior written consent.
By submitting any content or materials to Accidental Claims Helpline, you grant us a worldwide, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any medium.
Your use is subject to our Privacy Policy, which governs the collection, use, and disclosure of your personal information. By using our services, you consent to the terms of our Privacy Policy.
Accidental Claims Helpline is provided on an "as is" and "as available" basis, without any warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.
In no event shall our service, its affiliates, directors, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our services.
You agree to indemnify and hold harmless service, its affiliates, directors, officers, employees, agents, and licensors from any claims, losses, liabilities, damages, expenses, or costs (including attorneys' fees) arising out of or related to your use of our services, violation of these Terms and Conditions, or infringement of any third-party rights.
These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.
Any dispute arising out of or relating to these Terms and Conditions or your use of our service shall be resolved exclusively in the state or federal courts located in [Jurisdiction], and you consent to the jurisdiction and venue of such courts.
We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Your continued use of our service after any changes to these terms constitutes your acceptance of the revised terms.